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Core

Available now

$99 / LO / month

Research the guideline, explore lender fit, and work through the numbers in one workspace.

  • Cited answers and lender research
  • Scenario tools and mortgage calculations
  • Available beta tools, with limits shown in the app

7 days free. No credit card required. Loading your account options.

Growth

Coming soon

$229 / LO / month

Planned for keeping relationships and follow-through connected to the file.

  • Everything in Core
  • Connected CRM and workflow
  • 100 active homes refreshed monthly

Planned tier. In development and not available for purchase.

Operate

Coming soon

$329 / LO / month

Planned for connecting the work from lead to clear to close, under your direction.

  • Everything in Growth
  • Cal's native broker LOS and borrower portal
  • Supported pricing and lender connections

Planned tier. In development and not available for purchase.

Core is monthly for new customers. Your existing price or annual agreement stays protected. Visiting this page does not change your plan.

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What you get with Core

More behind every answer.

Bring the file question, inspect the evidence, and work through the next step. These are the tools available today.

Find the source.

Ask mortgage guideline questions in plain language and follow citations back to the source. Check the requirement before advising your borrower.

Ask Cal + lender research

Explore another path.

Use Fit, Deal Saver and DPA research to explore options when a file does not fit the first answer. Keep eligibility questions visible.

Lender fit + scenario tools

Explain the numbers.

Work through payments, ratios, income and DSCR. Compare loan estimates and valuation evidence with the assumptions in view.

Calculators + file review
Core tools and trial access
ToolsWhat they help you doAccess
Ask Cal + lender fitResearch guidelines, inspect citations and explore possible lender fit.Trial + paid Core
Deal SaverWork through a difficult scenario and identify the next facts to verify.Trial + paid Core
Mortgage calculators + DPACalculate payments, qualification, income and DSCR; research assistance options.Trial + paid Core
Condo + AUS FindingsReview condo readiness and understand findings or conditions.Trial + paid Core
Loan Estimate Compare + ValueGuardCompare loan costs and review valuation evidence.Trial + paid Core
Pricing + Pulse BetaReview available pricing and market context with source labels and timestamps.Available beta access
Flyers + social content BetaPrepare branded marketing drafts for your review.Available beta access
CRM + Homeowners BetaKeep relationship details and prepare homeowner reports in the available tools.After paid activation
Loan Options + packagesSave client scenarios and prepare the next conversation or file package.After paid activation

The 7-day trial includes research and scenario tools. Tools that store client details, including CRM, Homeowners, Loan Options and packages, unlock after paid activation. Usage limits apply. Beta tools are still being refined; check each tool's current scope. Pricing is not a lock commitment, and Cal does not issue loan approvals.

Put Core to work on your next file.

Ask a real guideline question, check its source, then work through a scenario. Use your trial to decide what earns a place in your day.

Coming soon

The next chapter, clearly marked.

These capabilities are in development. Availability and tier packaging will be announced before launch; they are not included as live features today.

Coming soon

Loan Officer Assistant Agent

Planned support for borrower questions, follow-ups and your next action.

Coming soon

Processor AI Agent

Planned support for documents, conditions and missing items on the path to clear to close.

Coming soon

LOS + CRM integrations

Planned connections across relationships, loan files and agents working under your direction.

Questions, or anything odd on an invoice? chris@askcal.io · a human answers
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