PULSE / MARKET INTELLIGENCE

Read the market.
See your next move.

Your market desk. The levels, the context, and what could move next.

Explore rates
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Demo modeEvidence to review, not an individual loan lock recommendation.

10-year Treasury · intraday

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Indicative, delayed data. Not a real-time executable quote.

Cboe 10-Year Treasury Note Yield Index via Yahoo Finance

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Today's posture · loading
WATCH

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30-year survey rate
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Freddie Mac PMMS via FRED
10-year Treasury · daily close–U.S. Treasury par curve
Weekly 10-year move–5 sessions, 8 bp threshold
Spread, 30-year over 10-year–trailing-year percentile
Scored against–next survey print
Track record

Not enough data to score. Collecting.

    Coverage measures our plumbing. Accuracy measures our judgment, and no percentage is shown until the sample gate clears.

    Daily study over public Treasury and FRED series. Not a lock recommendation.
    Model horizons
    Four horizons, each with its own record.
    • Loading the model horizons.
    The model, measured.

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    Look-back, last 20 resolved calls
    Download the full look-back (CSV)

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    Daily record
    Each call is scored the next business day.
    Optimal Blue 30-year index via FRED
    Live ledger

    Collecting. The first daily calls are being logged.

      Recent daily calls
      • ––None yet
      Coming up
      Data releases and Fed dates.
      Official schedules
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      ARM watch
      Is today a day to look at an ARM?
      Indicative, not a price
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      Look-back: the biggest moves and what moved rates
      What moved the market
      Official releases, last 48 hours.
      Fed, Treasury, BLS, BEA and Census feeds
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      Intraday monitor · your levels
      WATCH

      Loading the current 10-year Treasury yield.

      10-year yield
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      Awaiting quote
      Key levelsPrototype
      4.42 floor4.80 ceiling 4.544.71
      Experimental 30-minute paper signal and its learning ledger
      Experimental 30-minute paper signal
      Collecting data35%

      The demo learner needs observations before it can evaluate short-term momentum.

      Upside case
      −8 bps
      Lower yields could improve mortgage pricing.
      Downside case
      +8 bps
      Higher yields could worsen mortgage pricing.
      Indicative market signal. The prototype uses the Cboe 10-Year Treasury Note Yield Index. It is not an executable Treasury quote or a commitment recommendation.

      Lock and float decisions depend on the borrower, lender, lock policy, timeline, and risk tolerance. Verify pricing with the investor before acting.

      AI desk briefing

      What to say today.

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      Talking points, for you
      What to tell your client

      AI-generated desk commentary for internal review. Not a rate lock recommendation or a substitute for compliance-approved communication.